What is Not Covered
While
Takaful Easy
Offers Comprehensive
Protection
For
Your Car, There Are A Few Situations That Fall Outside The
Scope Of
Our Coverage.
Here’s What’s
Not
Included
Damage that happens naturally over time due to
regular use isn't covered.
Losses that happen when the car is used outside
the agreed usage terms are not covered.
Breakdowns that result from internal mechanical
or electrical issues are excluded.
If the car is being drive by someone without a
valid driving license, coverage won't apply.
Any value loss due to age or routine usage of
the car is not part of the policy.
Any damage or loss occurring when the driver is
under the influence of alcohol or drugs is not
covered.
Damages to tyres and tubes during normal driving
are not included unless the vehicle is also
damaged.
Damages caused by war, mutiny, or nuclear events
fall outside our coverage scope.
Cash Claim Settlement Process
Simple. Quick.
Hassle-Free.
Immediately notify your insurance provider about
the accident or incident.
Repairs will be carried out by trained
professionals at the garage.
A surveyor will inspect your vehicle to assess
the damage.
After repairs, your insurer will directly settle
the bill with the garage.
Complete the claim form and submit it with all
required documents.
You’ll only need to pay for deductibles or
non-covered charges, if any.
Once verified, the insurer will give approval
for the repair.
Drive away with peace of mind—your claim is
handled smoothly!
Your vehicle will be taken to an authorized
network garage.
Reimbursement Claim Settlement Process
Easy Steps For Fast
Claim Settlement.
Register your claim with the insurance provider
as soon as possible.
Once the repairs are complete, the insurer will
conduct a follow-up inspection.
Fill out the claim form and submit it along with
the required documents.
Pay for all repair charges and clear the bill at
the garage.
A surveyor will assess the damage and inform you
about the repair cost.
Submit all the receipts, bills, and release
proof to the insurance provider.
Take your insured vehicle to a garage outside
the insurer’s network for repairs.
Once approved, the insurance provider will
reimburse the claim amount directly to you.
Documents Required for Filing
Documents Required For
Filing A Claim.
Police FIR (in cases of accidents, theft, or
third-party liabilities)
A valid copy of your bike’s Registration
Certificate (RC)
Original repair bill and payment receipt from
the garage
A valid copy of your driving license
Proof of release from the garage
A copy of your insurance policy
